Leaving a legacy and looking after the ones you love for life is all about planning for the unexpected.
Commuter Cover will pay out if you die or are disabled as result of a commuting-related accident as a non- professional driver, passenger or pedestrian.
Now that’s wise.
If you die from a commuting-related accident (or 30 days thereafter). This money will be paid to your beneficiary.
If you are permanently disabled, as a result of a commuting-related accident, this money will be paid to you or your beneficiary once proven.
This money will be paid to your beneficiary within 24 hours of proof of death for the purposes of covering funeral costs.
If you are admitted to an Intensive Care Unit in a Hospital resulting from a commuting-related accident, this money is available to cover these expenses.
There are 4 benefits bundled with commuter cover. Death, Disability, Funeral and ICU cover.
Settling your personal debts, family debts, medical bills, paying school fees and more. Your beneficiaries can choose!
Leaving an inheritance for beneficiaries.
If the accident is not related to your commute it is not covered.
Alcohol – If the claim is due to, or arises from you being over the limit with regards to your blood alcohol content.
Wilful exposure to danger, i.e. If you cause your own death.
You can choose from 3 options: Silver, Gold or Platinum
All Commuter Cover continues until the age of 89. For each benefit, once 100% of the cover amount has been paid out the benefit in question terminates.
The ICU benefit terminates after 2 admissions have been paid.
In the event of your death, the funeral cover amount will be paid to your nominated beneficiaries within 24 hours of all required information for a valid claim being received.
In the event of an accident, if you are admitted to ICU (Intensive care unit). We pay the amount specified for each ICU admission. But only once per year and a max of two for the policy. This money is either paid to the hospital or the contact if payment has already been made.