Critical Illness Cover pays you a lump sum if you’re diagnosed with a stroke, suffer a heart attack, undergo heart surgery or are diagnosed with cancer (and you don’t die within 30 days of the first diagnosis). The exact qualifying definitions will be included in your policy wording. Diagnoses must be confirmed by the Stangen appointed medical team. Add critical illness cover when you buy your Stangen life insurance for greater peace of mind. Now that’s wise.
Customize your cover to suit you and the needs of your loved ones. Qualify for up to R5 million cover.
Our Critical Illness Cover has no waiting period allowing you to get the cover you need when you need it.
We strive to provide quality products that put our clients first and save them time; there are no medical exams required to qualify for Critical Illness Cover.
Our products help cover your responsibilities while you focus on getting better.
Critical Illness Cover pays you a lump sum if you’re diagnosed with a stroke, suffer a heart attack, undergo heart surgery or are diagnosed with cancer (and you don’t die within 30 days of the first diagnosis). The exact, qualifying definitions will be included in your policy wording and diagnoses must be confirmed by the Stangen appointed medical team.
Borderline blood or lymph node tumours are excluded from this definition.
A stroke is the death or loss of functioning brain tissue as a result of a lack of blood supply. This is usually due to a blockage or rupture of a blood vessel in the brain. The stroke must have resulted in any of the following findings that are still present 30 days after the stroke and confirmed by a neurologist:
The stroke must be visible on a brain scan (CT or MRI scan) and the area of the brain affected on the scan must correspond to the loss of brain function indicated in the list above.
Any open heart surgery (cutting through the breast bone to perform surgery to the heart) or key-hole surgery to correct (bypass) the narrowing or blockage of one or more of the heart’s (coronary) artery/ies using another artery or vein taken from elsewhere in the patient’s body.
A heart attack is the death or loss of functioning heart tissue as a result of a lack of blood supply. This is usually due to a blockage of a blood vessel supplying the heart. This results in typical symptoms and can be picked up by doing an ECG (electrocardiogram) or scan of the heart and by blood tests showing a leak of heart tissue proteins or enzymes into the blood stream. Therefore, the heart attack must have resulted in all three of the following findings confirmed by a cardiologist:
*Use the relevant manufacturer’s test as it appears on the laboratory report.
Depending on your income, you can qualify for Critical Illness Cover of between R100 000 and R5 million.
Critical Illness expires when you turn 65 or when you die.
We make claiming easy. All you need to do is send us the documents we need, or phone us for help.
We want to know if you haven’t had the best service, because it will help us be better in the future.
Everything you need to know is clearly indicated in your policy documents and in our Terms and Conditions.