Leaving a legacy and looking after the ones you love for life is all about planning. With our cover options, you’ll know that your family and financial commitments will be taken care of when you’re gone. We know you are trying to make the best choices for your family. Look after their future by extending your cover to include salary protection, critical illness and disability cover. Now that’s wise.
Customize your cover to suit you and your family's needs. Qualify for up to R10 million cover from a trusted provider that will look after your loved ones.
Our Life Cover has no waiting period allowing you to get the cover you need and be covered as soon as possible.
In an effort to provide quality products that put our clients first and save them time; there are no medical exams required to qualify for this product*
Being responsible is about more than doing the right thing today; it’s about thinking ahead and making sure you make wise choices that last a life time. And with us, you can.
As far as insurance goes, life cover is pretty straightforward: if you die for any reason, the cover amount (or sum assured) is paid out to whoever you choose (your beneficiaries). With life cover in place, you’ll know that your family and financial commitments will be taken care of when you’re gone. That’s the Stangen way – being wise about life.
Settling your personal debts, family debts, medical bills, paying school fees and more. Your beneficiaries can choose!
Providing investment income for dependents’ recurring expenses such as education and living costs.
Leaving an inheritance for beneficiaries.
If you cause your own death, and it is believed that suicide was intended.
Certain specific exclusions (which will be very clearly communicated during the process of buying a policy) based on your health or your lifestyle.
Depending on your income, you can qualify for Life Cover of between R100 000 and R10 million.
For Funeral Cover needs below R100 000 sum assured, please select this link.
Life Cover only expires at death, provided you maintain your premium payments.
We offer an accelerated funeral add-on; whereby we prioritise a speedy payment to your beneficiaries to cover funeral expenses, whilst completing the rest of the claims assessment process for the remainder of the Life Cover amount.
In the event of your death, the funeral cover amount will be paid to your nominated beneficiaries within 24 hours of all required information for a valid claim being received. The remaining portion of the Life Cover amount will be paid after a full claims investigation has been completed.
*Depending on your risk profile you may be required to go for an HIV test.
We make claiming easy. All you need to do is send us the documents we need, or phone us for help.
We want to know if you haven’t had the best service, because it will help us be better in the future.
Everything you need to know is clearly indicated in your policy documents and in our Terms and Conditions.